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Software development

Software Development Company in Mumbai

The best Software Development Company in Mumbai, at the best available price.

$0 upfrontPay per accepted checkpointSenior engineer, no agency markup

You need engineering capacity that does not come with account managers, project managers and three juniors learning on your budget. One fixed monthly cost, senior people, any stack, and the person who takes your call is the person who writes the code.

Mumbai is India's financial capital, home to the RBI, SEBI, the NSE and the BSE and to the head offices of many large banks, insurers, brokers and asset managers, with film, television and streaming as its other defining industry. Software sold here almost always passes through an information security review shaped by those regulators, and the person signing off is as likely to be a risk officer as a technologist.

Engineering hiring in Mumbai competes with banks, consulting firms and their captive technology centres. A dedicated senior engineer working in your repository fills the gap, with access, logging and handover arranged to fit your vendor risk process.

What you get

  • Senior engineers only, on a fixed monthly cost with unlimited feature development rather than hourly billing
  • Full stack: web, mobile, backend, data and the cloud infrastructure underneath it
  • Your repositories, your cloud accounts, your credentials, throughout the engagement and after it
  • Works alongside an existing integrator or in-house team rather than requiring you to displace either
  • Month to month, because a team you cannot leave is just an expensive hire
Fixed monthly cost. Project builds from $1,000, production systems from $12,000.

Nothing payable upfront on project work: you pay per checkpoint, after you have seen it and accepted it. Retainers are month to month with no long lock-in. Scope and price are settled on a call.

Invoiced in INR, with GST as applicable.

Request a callback

You speak to the engineer who does the work. No sales rep, no deck.

No spam and no sales team. You talk directly to Neeraj.

Mumbai, Maharashtra

Who builds here

Banking, insurance and capital markets around BKC and Nariman PointThe broking, wealth and asset management industryFilm, television and streaming productionIIT Bombay and the Powai startup cluster
Best fit in Mumbai

On-Premise LLM Deployment

Mumbai's banks, brokers, insurers and the vendors that sell to them are the buyers most likely to reject a product because prompts leave for a third-party model API. Running inference inside their own Indian cloud region or data centre removes the objection that most often stalls the deal.

How you pay

Get it built at $0.

That is not a discount. It is when you pay. The work is split into checkpoints with acceptance criteria written down before anything starts, and each checkpoint is invoiced only after you have seen it and accepted it. No deposit.

$0 to start
You hold every dollar until a checkpoint is delivered and you accept it. No approval, no invoice.
Fixed cost, unlimited features
Or hire the team outright: one fixed monthly cost, unlimited feature development, any stack.
The engineer takes your call
The person on your first call is the one who architects and writes it. No account managers, no bench time.

A US agency quotes $50,000 to $150,000 for the same build and asks for 40 to 50% of it before a line is written. Account managers, project managers, sales commission and bench time. None of it appears in your product.

How it works

Three stages, nothing hidden.

01

Twenty-minute call

We work out what capacity you actually need. Plenty of teams need one strong engineer for six weeks rather than an ongoing arrangement, and you will be told if that is your situation.

02

First month, scoped

A defined block of work with acceptance criteria written down before it starts, so you can judge the arrangement on delivered software rather than on a pitch.

03

Ongoing, month to month

A fixed monthly cost, direct access over Slack or WhatsApp, and no lock-in. You leave with the code, the documentation and the infrastructure, all of it already yours.

Working in Mumbai

What actually applies here.

Regulation and data

The DPDP Act 2023 sits on top of sector rules that matter more day to day here. RBI-regulated entities follow its 2023 Master Direction on outsourcing of IT services, which requires audit and inspection rights over vendors and incident reporting within hours, and its 2018 direction that payment system data be stored only in India. SEBI's Cybersecurity and Cyber Resilience Framework, issued in August 2024, applies to brokers, depositories, asset managers and other regulated entities, though its data localisation requirement was put in abeyance in December 2024. Insurers follow IRDAI's Information and Cyber Security Guidelines, 2023. Maharashtra's IT and ITeS Policy, 2023 gives data centres essential service status, and Navi Mumbai has become one of the country's main data centre locations.

Contracting and payment

Simple domestic contracting. Invoices in INR with GST as applicable, under a standard services agreement. No cross-border payment friction, no forex conversion cost, and no time spent on paperwork for an overseas supplier.

Working hours

Same time zone. I work from India on IST, so calls, reviews and replies all happen inside your normal working day.

Can you work within RBI or SEBI vendor requirements?

Yes. That means completing your vendor risk assessment, agreeing audit and inspection rights in the contract, working through named, limited-privilege access, and keeping data in Indian regions of your own accounts. Your compliance team decides how the engagement is classified under your outsourcing policy.

Does SEBI's framework require data to stay in India?

CSCRF originally included a localisation requirement, but SEBI put it in abeyance in December 2024 pending further consultation, so check the current position with your compliance team. We deploy into Indian regions by default, which keeps you covered if the requirement returns.

Do you work with media and production companies?

Yes. Typical projects are transcription and subtitles, search over footage and script archives, and internal tools for scheduling and rights tracking. Content stays in your own storage, and nothing is sent to a model provider you have not approved.

Do you have a local office here?

No. You contract with an individual consultant based in India, which is exactly why the cost is what it is. If your procurement requires a locally registered supplier, we work as a subcontractor to your local partner instead.

How is this different from hiring an agency?

An agency bills you for a team and staffs it with whoever is free. Here there is no bench, no account manager and no sales commission in the price, and the engineer on your first call is the one writing the code. The trade-off is honest: you get depth from one senior person rather than breadth from five.

Can you work with our existing team?

Yes, and that is the usual arrangement. We take the parts your team does not have depth in, in your repositories and against your standards, rather than carving out a separate project nobody else can maintain.