Fractional CTO Services in the UK
You have engineers, or contractors, or an agency, and no one whose job is to decide whether the architecture, the spend and the hiring plan are right. That is the gap: ten to twenty hours a month from someone who has built and run the thing you are building, and who will tell you when you are about to spend money you do not need to.
UK buyers tend to arrive with a clearer specification and a tighter budget than their US counterparts, and they ask harder questions about who is actually doing the work. That suits an arrangement where one named engineer does all of it and says so. London day rates for senior AI engineering make an in-house-quality build uneconomic below a certain deal size, and that gap is what this fills.
What you get
- Architecture decisions made and written down, with the trade-offs stated rather than assumed
- Infrastructure and AI spend reviewed against what you actually use, not what you provisioned
- Hiring: what roles you need next, what to test for, and which hires to delay
- A technical voice in investor and customer conversations when you need one
- Honest counsel on build versus buy, including when the answer is to buy
Scoped to the hours you actually need. Month to month, with no long lock-in, because a fractional CTO you cannot leave is just an expensive employee.
Invoiced in USD or GBP, payable by Wise or bank transfer.
Request a callback
You speak to the engineer who does the work. No sales rep, no deck.
Get it built at $0.
That is not a discount. It is when you pay. The work is split into checkpoints with acceptance criteria written down before anything starts, and each checkpoint is invoiced only after you have seen it and accepted it. No deposit.
- $0 to start
- You hold every dollar until a checkpoint is delivered and you accept it. No approval, no invoice.
- Fixed cost, unlimited features
- Or hire the team outright: one fixed monthly cost, unlimited feature development, any stack.
- The engineer takes your call
- The person on your first call is the one who architects and writes it. No account managers, no bench time.
A US agency quotes $50,000 to $150,000 for the same build and asks for 40 to 50% of it before a line is written. Account managers, project managers, sales commission and bench time. None of it appears in your product.
Three stages, nothing hidden.
Twenty-minute call
We work out whether you need a fractional CTO at all. Plenty of teams need one good senior engineer instead, and that is a cheaper answer worth hearing.
First month, diagnostic
Architecture, infrastructure spend, delivery process and team shape reviewed, with the findings written down plainly and prioritised by what they cost you.
Ongoing retainer
A fixed block of hours each month. Regular reviews, decisions when they are needed, and direct access rather than a ticket queue.
What actually applies here.
Regulation and data
In practice the constraint is commercial before it is legal. UK buyers, especially in health and financial services, ask where data is processed and who can see it, and they ask it in the first procurement conversation rather than the last. Running the model inside your own estate turns that from a question you have to argue about into one you answer in a sentence.
Contracting and payment
You contract with an individual consultant based in India, not a UK company. Invoices can be issued in GBP or USD and paid by Wise or bank transfer. Your accountant will treat an overseas supplier in the usual way; any paperwork they need is provided before work begins.
Working hours
Full UK working-day overlap. Calls at whatever hour suits your team, and no waiting a day for an answer.
Can everything stay inside the UK?
Yes. The deployment runs on your own hardware or in a UK region of your own cloud account, so data does not leave the country. That is usually the quickest way to close out a procurement question about overseas processing.
What does the working day look like?
Full overlap with UK hours. Calls whenever suits you, same-day answers, and no overnight round trip on questions that should take ten minutes.
Who actually does the work?
One named engineer, end to end, with nothing delegated to a team you have not met. That is the point of the arrangement rather than a limitation of it.
Do we actually need a fractional CTO?
Often not, and you will be told so. If the real problem is that nobody is building fast enough, a senior engineer is a better spend. A fractional CTO earns its cost when the expensive decisions are the bottleneck: architecture, infrastructure spend, build versus buy, and who to hire next.
How is this different from an advisor?
An advisor gives opinions. This role makes decisions, writes them down, and is accountable for them. Where it helps, the work is done rather than delegated, including the parts that involve opening the codebase.
What happens to our existing team?
They keep building. The role is to remove the decisions that block them and to be honest with you about where the team is short, which is usually a smaller gap than founders fear.