AI Product & MVP Development in Mumbai
The best AI Product & MVP Development in Mumbai, at the best available price.
A real, production-grade build you can put in front of users or investors. Frontend, backend, mobile, the agentic AI underneath, and the cloud or private infrastructure it runs on, as one engagement rather than four vendors.
Mumbai is India's financial capital, home to the RBI, SEBI, the NSE and the BSE and to the head offices of many large banks, insurers, brokers and asset managers, with film, television and streaming as its other defining industry. Software sold here almost always passes through an information security review shaped by those regulators, and the person signing off is as likely to be a risk officer as a technologist.
Mumbai fintech and wealthtech founders need a first version that can survive a partner bank's or exchange member's due diligence. The build includes role-based access, audit logging and data kept in India from the start, so the first institutional pilot does not trigger a rebuild.
What you get
- Full-stack build on Next.js, Node or Python, with a database and API design that survives past the MVP
- AI where it earns its place: LLM features, retrieval over your own documents, agent flows that call real tools, voice
- Auth, payments, analytics and an admin surface, not a demo that breaks on the second user
- Deployment across AWS, GCP or Azure, or private and on-premise hosting where the data demands it
- Clean, documented code on your own infrastructure, written to make us replaceable on purpose
Final pricing depends on scope, features and complexity, so we settle it on a call before any work starts.
Invoiced in INR, with GST as applicable.
Request a callback
You speak to the engineer who does the work. No sales rep, no deck.
Who builds here
On-Premise LLM Deployment
Mumbai's banks, brokers, insurers and the vendors that sell to them are the buyers most likely to reject a product because prompts leave for a third-party model API. Running inference inside their own Indian cloud region or data centre removes the objection that most often stalls the deal.
What Mumbai companies build with us
Get it built at $0.
That is not a discount. It is when you pay. The work is split into checkpoints with acceptance criteria written down before anything starts, and each checkpoint is invoiced only after you have seen it and accepted it. No deposit.
- $0 to start
- You hold every dollar until a checkpoint is delivered and you accept it. No approval, no invoice.
- Fixed cost, unlimited features
- Or hire the team outright: one fixed monthly cost, unlimited feature development, any stack.
- The engineer takes your call
- The person on your first call is the one who architects and writes it. No account managers, no bench time.
A US agency quotes $50,000 to $150,000 for the same build and asks for 40 to 50% of it before a line is written. Account managers, project managers, sales commission and bench time. None of it appears in your product.
Three stages, nothing hidden.
Twenty-minute call
You talk to the engineer who will build it, not a sales rep. We scope the problem and you get told plainly if this is the wrong fit.
Fixed proposal in 48 hours
Fixed price, fixed timeline, defined deliverables, in writing. No hourly billing surprises and no open-ended scope.
Weekly demos until it ships
Working software every week, direct access over Slack or WhatsApp, and documentation handed over at the end.
What actually applies here.
Regulation and data
The DPDP Act 2023 sits on top of sector rules that matter more day to day here. RBI-regulated entities follow its 2023 Master Direction on outsourcing of IT services, which requires audit and inspection rights over vendors and incident reporting within hours, and its 2018 direction that payment system data be stored only in India. SEBI's Cybersecurity and Cyber Resilience Framework, issued in August 2024, applies to brokers, depositories, asset managers and other regulated entities, though its data localisation requirement was put in abeyance in December 2024. Insurers follow IRDAI's Information and Cyber Security Guidelines, 2023. Maharashtra's IT and ITeS Policy, 2023 gives data centres essential service status, and Navi Mumbai has become one of the country's main data centre locations.
Contracting and payment
Simple domestic contracting. Invoices in INR with GST as applicable, under a standard services agreement. No cross-border payment friction, no forex conversion cost, and no time spent on paperwork for an overseas supplier.
Working hours
Same time zone. I work from India on IST, so calls, reviews and replies all happen inside your normal working day.
Can you work within RBI or SEBI vendor requirements?
Yes. That means completing your vendor risk assessment, agreeing audit and inspection rights in the contract, working through named, limited-privilege access, and keeping data in Indian regions of your own accounts. Your compliance team decides how the engagement is classified under your outsourcing policy.
Does SEBI's framework require data to stay in India?
CSCRF originally included a localisation requirement, but SEBI put it in abeyance in December 2024 pending further consultation, so check the current position with your compliance team. We deploy into Indian regions by default, which keeps you covered if the requirement returns.
Do you work with media and production companies?
Yes. Typical projects are transcription and subtitles, search over footage and script archives, and internal tools for scheduling and rights tracking. Content stays in your own storage, and nothing is sent to a model provider you have not approved.
Is three days realistic?
For a working, demoable version of a core idea, yes, and that is what the three-day build is. A full production system with billing, admin and hardening takes weeks, not days. We will tell you which one your situation actually needs.
Do we own the code?
Entirely. It ships into your repository on your own cloud accounts, documented so your team or your next hire can pick it up without us.
Can you also host the AI model privately?
Yes, and as part of the same engagement. If compliance means inference cannot leave your network, the serving layer and the application are built together rather than handed between vendors.
MVP Development
A working MVP in as little as 3 days, from $1,000. Production-grade, not a throwaway prototype.