Fractional CTO Services in Munich
The best Fractional CTO Services in Munich, at the best available price.
You have engineers, or contractors, or an agency, and no one whose job is to decide whether the architecture, the spend and the hiring plan are right. That is the gap: ten to twenty hours a month from someone who has built and run the thing you are building, and who will tell you when you are about to spend money you do not need to.
Munich's economy is built on large engineering and financial corporations: carmakers and their suppliers, industrial technology groups, and some of the world's biggest insurers and reinsurers. Software here is bought by corporate IT and procurement departments with long qualification processes, and the startup scene around the Technical University of Munich often sells deep tech into those same corporations.
TUM spinouts often have a strong research founder and no one who has run a production engineering team. A fractional CTO turns the research codebase into something a corporate pilot partner will accept, and helps hire the first engineers.
What you get
- Architecture decisions made and written down, with the trade-offs stated rather than assumed
- Infrastructure and AI spend reviewed against what you actually use, not what you provisioned
- Hiring: what roles you need next, what to test for, and which hires to delay
- A technical voice in investor and customer conversations when you need one
- Honest counsel on build versus buy, including when the answer is to buy
Scoped to the hours you actually need. Month to month, with no long lock-in, because a fractional CTO you cannot leave is just an expensive employee.
Invoiced in USD or EUR, payable by Wise or bank transfer.
Request a callback
You speak to the engineer who does the work. No sales rep, no deck.
Who builds here
On-Premise LLM Deployment
Munich's insurers and engineering groups hold some of the most sensitive data in Europe, from claims files to unreleased designs, and they rarely allow it to reach a shared model API.


What Munich companies build with us
Get it built at $0.
That is not a discount. It is when you pay. The work is split into checkpoints with acceptance criteria written down before anything starts, and each checkpoint is invoiced only after you have seen it and accepted it. No deposit.
- $0 to start
- You hold every dollar until a checkpoint is delivered and you accept it. No approval, no invoice.
- Fixed cost, unlimited features
- Or hire the team outright: one fixed monthly cost, unlimited feature development, any stack.
- The engineer takes your call
- The person on your first call is the one who architects and writes it. No account managers, no bench time.
A US agency quotes $50,000 to $150,000 for the same build and asks for 40 to 50% of it before a line is written. Account managers, project managers, sales commission and bench time. None of it appears in your product.
Three stages, nothing hidden.
Twenty-minute call
We work out whether you need a fractional CTO at all. Plenty of teams need one good senior engineer instead, and that is a cheaper answer worth hearing.
First month, diagnostic
Architecture, infrastructure spend, delivery process and team shape reviewed, with the findings written down plainly and prioritised by what they cost you.
Ongoing retainer
A fixed block of hours each month. Regular reviews, decisions when they are needed, and direct access rather than a ticket queue.
What actually applies here.
Regulation and data
GDPR and the BDSG apply, and private companies in Bavaria are supervised by the Bavarian State Office for Data Protection Supervision (BayLDA). Works council co-determination under Section 87(1) no. 6 of the Works Constitution Act is routine in Munich's large employers, so any tool that can monitor staff needs early agreement. Automotive suppliers are usually asked for a TISAX assessment, and vehicle software falls under the UNECE R155 cybersecurity rules. Insurers have applied DORA since January 2025, which replaced BaFin's VAIT for firms in its scope. Germany's NIS2 act has applied since December 2025. The EU AI Act has been in force since August 2024: general-purpose model rules applied from August 2025 and transparency duties from August 2026, while the 2026 Digital Omnibus moved the main high-risk obligations to December 2027 for stand-alone systems such as hiring or credit scoring, and August 2028 for AI built into regulated products.
Contracting and payment
You contract with an individual consultant based in India. Invoices in EUR or USD, paid by Wise or bank transfer. Your accountant handles an overseas supplier in the usual way, and any documentation they need is provided before access is granted.
Working hours
Four or more hours of daily overlap across your morning, Central European time, with same-day replies on working days.
Can you work with a TISAX or corporate IT qualification process?
Yes, on the engineering side. That means documented architecture, named limited-privilege access in your accounts, and evidence for your security questionnaire. The assessment itself belongs to your organisation, and we supply the technical material it needs.
Can the model run on our own hardware in Bavaria?
Yes. A private deployment can run on servers you own or in an EU region of your cloud account. Nothing is sent to a third-party model provider, and you keep the weights, configuration and logs after handover.
Do we actually need a fractional CTO?
Often not, and you will be told so. If the real problem is that nobody is building fast enough, a senior engineer is a better spend. A fractional CTO earns its cost when the expensive decisions are the bottleneck: architecture, infrastructure spend, build versus buy, and who to hire next.
How is this different from an advisor?
An advisor gives opinions. This role makes decisions, writes them down, and is accountable for them. Where it helps, the work is done rather than delegated, including the parts that involve opening the codebase.
What happens to our existing team?
They keep building. The role is to remove the decisions that block them and to be honest with you about where the team is short, which is usually a smaller gap than founders fear.
Fractional CTO
Senior technical leadership, 10-20 hrs/month: architecture, AI strategy, cost control.