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Fractional CTO
Nederlands

Fractional CTO Services in Amsterdam

The best Fractional CTO Services in Amsterdam, at the best available price.

$0 upfrontPay per accepted checkpointSenior engineer, no agency markup

You have engineers, or contractors, or an agency, and no one whose job is to decide whether the architecture, the spend and the hiring plan are right. That is the gap: ten to twenty hours a month from someone who has built and run the thing you are building, and who will tell you when you are about to spend money you do not need to.

Amsterdam is one of Europe's most international business cities, with payments and fintech, travel technology, and the European headquarters of many non-EU companies. English is the working language in most tech teams, and buyers are direct, quick to evaluate and comfortable with remote suppliers. The Dutch market takes data protection and algorithmic accountability seriously, and buyers expect it to be designed in.

International companies that set up their European base in Amsterdam often need someone senior to own local technical decisions, vendor choices and security without hiring a full-time CTO. A fractional CTO covers that role part time.

What you get

  • Architecture decisions made and written down, with the trade-offs stated rather than assumed
  • Infrastructure and AI spend reviewed against what you actually use, not what you provisioned
  • Hiring: what roles you need next, what to test for, and which hires to delay
  • A technical voice in investor and customer conversations when you need one
  • Honest counsel on build versus buy, including when the answer is to buy
Retainers from $3,000/month.

Scoped to the hours you actually need. Month to month, with no long lock-in, because a fractional CTO you cannot leave is just an expensive employee.

Invoiced in USD or EUR, payable by Wise or bank transfer.

Request a callback

You speak to the engineer who does the work. No sales rep, no deck.

No spam and no sales team. You talk directly to Neeraj.

Amsterdam, Netherlands

Who builds here

Payments and fintech, including AdyenTravel and marketplace technology, including Booking.comThe Zuidas financial and legal districtAMS-IX and Amsterdam Science Park
Best fit in Amsterdam

AI Development Company

Amsterdam's fintech, travel and platform companies are ready to ship AI features to customers, and they want them built with the accountability Dutch regulators and works councils expect.

A founder on a video call with Neeraj Sharma, founder of Axionry, taking notes at a sunlit desk
Hub and spoke diagram of what a fractional CTO owns for 10 to 20 hours a month: architecture decisions, hiring and team structure, cloud and AI costs, roadmap and delivery, security and compliance, and investor diligence readiness.
The six areas a fractional CTO owns, for 10 to 20 hours a month.
How you pay

Get it built at $0.

That is not a discount. It is when you pay. The work is split into checkpoints with acceptance criteria written down before anything starts, and each checkpoint is invoiced only after you have seen it and accepted it. No deposit.

$0 to start
You hold every dollar until a checkpoint is delivered and you accept it. No approval, no invoice.
Fixed cost, unlimited features
Or hire the team outright: one fixed monthly cost, unlimited feature development, any stack.
The engineer takes your call
The person on your first call is the one who architects and writes it. No account managers, no bench time.

A US agency quotes $50,000 to $150,000 for the same build and asks for 40 to 50% of it before a line is written. Account managers, project managers, sales commission and bench time. None of it appears in your product.

How it works

Three stages, nothing hidden.

01

Twenty-minute call

We work out whether you need a fractional CTO at all. Plenty of teams need one good senior engineer instead, and that is a cheaper answer worth hearing.

02

First month, diagnostic

Architecture, infrastructure spend, delivery process and team shape reviewed, with the findings written down plainly and prioritised by what they cost you.

03

Ongoing retainer

A fixed block of hours each month. Regular reviews, decisions when they are needed, and direct access rather than a ticket queue.

Working in Amsterdam

What actually applies here.

Regulation and data

GDPR applies with the Dutch implementation act (UAVG), supervised by the Autoriteit Persoonsgegevens, which also coordinates algorithm and AI supervision in the Netherlands. Banks, insurers and payment institutions are supervised by De Nederlandsche Bank and the AFM and have applied DORA since January 2025. Under Article 27(1)(l) of the Works Councils Act, a works council must consent to systems capable of monitoring employees' presence, behaviour or performance, which can include AI tools. The Dutch NIS2 law, the Cyberbeveiligingswet, took effect on 15 August 2026. The Dutch AI Act implementation bill was still in preparation in 2026. The EU AI Act has been in force since August 2024: general-purpose model rules applied from August 2025 and transparency duties from August 2026, while the 2026 Digital Omnibus moved the main high-risk obligations to December 2027 for stand-alone systems such as hiring or credit scoring, and August 2028 for AI built into regulated products.

Contracting and payment

You contract with an individual consultant based in India. Invoices in EUR or USD, paid by Wise or bank transfer. Your accountant handles an overseas supplier in the usual way, and any documentation they need is provided before access is granted.

Working hours

Four or more hours of daily overlap across your morning, Central European time, with same-day replies on working days.

Do you work with Dutch works council requirements for AI tools?

We document what the tool does, what it logs and who can see it, which is the material a works council needs to consider a request for consent. The consent process itself belongs to you and your works council, and we can adjust logging to fit what is agreed.

Can our data stay in the Netherlands or the EU?

Yes. Deployments go into an EU region of your own cloud account, including Dutch regions where your provider offers them, or onto your own hardware. Models run there too, so data does not leave that boundary.

Do we actually need a fractional CTO?

Often not, and you will be told so. If the real problem is that nobody is building fast enough, a senior engineer is a better spend. A fractional CTO earns its cost when the expensive decisions are the bottleneck: architecture, infrastructure spend, build versus buy, and who to hire next.

How is this different from an advisor?

An advisor gives opinions. This role makes decisions, writes them down, and is accountable for them. Where it helps, the work is done rather than delegated, including the parts that involve opening the codebase.

What happens to our existing team?

They keep building. The role is to remove the decisions that block them and to be honest with you about where the team is short, which is usually a smaller gap than founders fear.